Which group is considered at higher risk for corruption due to potential financial crimes?

Politically exposed persons (PEPs) are considered to be at higher risk for corruption due to their position and influence within the government or public sector. PEPs may have access to significant resources and decision-making authority, which can create opportunities for financial crimes such as bribery, embezzlement, and money laundering. Their elevated status can also make them more vulnerable to external pressures or unethical practices, as they often interact with individuals and organizations that may seek to unduly influence their decisions for profit.

In contrast, individuals with no public influence might not have access to the same levels of financial resources or decision-making power, making them less susceptible to becoming involved in corruption on a large scale. Similarly, while all private sector employees and non-profit organization employees may engage in financial transactions, the inherent risk of corruption in these groups is generally considered lower than that of PEPs, who navigate complex political landscapes and large financial dealings that can attract illicit behavior.