Which of the following is NOT a focus of AML compliance?

The focus of anti-money laundering (AML) compliance is to prevent, detect, and report activities related to money laundering and terrorist financing. This includes identifying and reporting suspicious activities, implementing technology to enhance AML efforts, and monitoring transactions to ensure they adhere to regulatory requirements.

Increasing profit margins through unethical practices is fundamentally contrary to the principles of AML compliance. Such practices would undermine the integrity of financial systems, contradict the responsibilities that institutions have to uphold ethical standards and regulatory obligations, and likely lead to legal repercussions.

In contrast, the other options emphasize the proactive measures required under AML regulations. Identifying and reporting suspicious activities is crucial for keeping illicit activities in check, while implementing AML technology helps institutions enhance their ability to combat money laundering effectively. Monitoring transactions is a necessary compliance measure to ensure ongoing adherence to laws and regulations, enabling firms to detect any unusual patterns that could indicate money laundering activities.